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Call 877-795-9201/TTY 771 (Mon-Fri 8:30am - 5pm) to speak to a Licensed Agent - Agency #0F44279

Do Yo Have Medicare Already?

Medicare rules and complexities can be confusing and scary. Who has the time and interest in becoming an expert on Medicare regulation?

(Well we did, but that's a long story)

Timing is critical when it comes to Medicare. One wrong move can cost you tens of thousands of dollars and leave you without critical coverage.


Our Concierge Team Will:

  • Will help you determine the correct timeline for enrollment. Avoiding unexpected cost and penalties. And provide step-by-step enrollment guidance.

  • Provide a clear and easy to understand overview of Medicare.

  • Teach you about the different types of Medicare options.

  • Comparison of plans that meet your unique, health, financial and lifestyle needs.

  • Assistance with unique Medicare situations: Delayed Part B Enrollment IRMAA Calculations and Redetermination.

Additional Benefits

Never miss a plan review opportunity. Your Medicare experience does not end after your initial consult. We're here for the long haul.

We will contact you when new plan information is available and set up an Enrollment Review.

You will answer a few questions and update with any health concerns, changes in physician or prescription drugs.

We will provide you with an overview of any changes to your current plan and options that may save you money and/or offer your more benefits.

Questions about coverages, claims or need help navigating your Medicare benefits?

We offer Lifetime Support to every one of our clients all free of charge.


Client Testimonials

Words from the heart of our past clients who used Make Medicare Work

If you aren't sure who to turn to for Medicare advice, give this group a call. We've used Denise for 6 years and have been very happy with her advice and follow-up. We've also recommended them to friends who've found their help and advice invaluable.


Los Alamitos

Great service to facilitate understanding Medicare, based on my personal needs, we were able to find the best matches of Supplemental and Drug plans. Denise has a deep and thorough understanding of the plans. I highly recommend Denise to help you navigate thru Medicare and other plans.


Palm Desert

I am amazed at the wonderful services provided for theses very complicated Medicare issues, all free of charge!

Mary K


Denise is amazing!!! She does all the leg work to find the best medical insurance and prescription drug plans for us each year. She is professional, accessible and easy to work with. I highly recommend her!


No one is better at making her clients feel at ease and confident regarding their options and ultimate choices for Medicare coverage than Denise Anderson!!She’s kind and professional and so knowledgeable in every aspect of Medicare Health Benefits.Why put yourself through the stress of navigating all of the information alone? Especially when you can make better choices for yourself or a loved one, based on Denise’s vast knowledge and experience!We’ve worked with her for the past couple years and trust her implicitly. She’s top notch in every regard!!


Costa Mesa

Are you ready to Master Your Medicare?


Frequently Asked Questions

  • Is Medicare mandatory?

  • No part of Medicare is mandatory, but if you choose to enroll in any part of Medicare after your Initial Enrollment Period, you could face financial penalties unless you qualify for a Special Enrollment Period with creditable employer coverage.

  • What is the late enrollment penalty for Medicare Part B?

  • Medicare Part B enrollment is complicated, and the wrong decision can leave you without health coverage for months – and lead to lifetime premium penalties.

  • Can I keep my doctor and/or specialist?

  • Keeping your doctors and/or specialists is our number one priority. We will always try our best to find a plan which your doctor accepts. Each situation is different, and we will discuss all your options in further detail at your benefit review.

  • Will my medications be covered?

  • Our Medicare Concierge will always do a complete review of your medications to ensure you are placed on a plan that covers your specific drug needs.

  • Does Medicare cover long-term care?

  • No. This is a surprise for most people. Medicare covers up to 100 days of skilled nursing care only, and that’s following a hospitalization and based on doctor’s orders. Medicare does not cover custodial care at all. This is the type of care older people need when they have trouble bathing and dressing themselves. Medicare won’t pay for it.

  • Is there a cost for your service?

  • Our services are no cost to you and there is no fee or extra charge for working with an MMW agent. We are a free, non-biased public service for Medicare beneficiaries.

  • Do you represent all Medicare plans?

  • MMW brokers represent most Medicare plans in the market. We are happy to give you our expert opinion on all available plans and we will not hesitate to recommend a plan we do not represent if it is the best fit for you.

  • Am I automatically enrolled in Medicare Part A and Part B if I file for social security?

  • Yes, IF you have been receiving social security benefits for at least 4 months before your 65th birthday. IF YOU HAVE NOT been receiving social security benefits at least 4 months before turning 65, then you will need to complete the Medicare Benefits application.


  • How do you get paid?

  • Our agents are compensated by the health plan. Compensation is regulated by Medicare. Our services are always at no cost to you and there is no extra fee or charge for working with an MMW Concierge.

Need an option where you can compare and find your own Medicare plans?

Download our FREE Medicare Concierge Transition Guide to find out the real-time costs of your Medicare and how often it changes every year!

*We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1800Medicare to get information on all of your options. *While the Center for Medicare and Medicaid Services (CMS) is requiring us to add this disclaimer, please note that we will discuss all plans available in your area, helping you choose the best plan to fit your needs.

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